Bankgirot (https://www.bankgirot.se/en/) is a proprietary clearing system (a giro) in Sweden used for transactions such as bill payments. It is owned by multiple Swedish banking conglomerates. The clearing system is connected with the banks enabling payments to be received directly into bank accounts.
Clariant uses it in Scandinavian countries and would like to make it available to its business users via CDQ directly.
Please see the attachment for an example of a use case of how they are using it.